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Privacy Policy



 

William Lyon Mortgage, LLC

Customer Privacy Policy


While financial information is the key to our ability to provide world class service, our most important asset is your trust. Keeping your information secure and using it only as you, our customer, would want us to, is a top priority for all of us at Stearns Lending. (“Stearns”) Here is our promise:

 

1. We will safeguard, according to the strictest standards of security and confidentiality, any information our customers share with us.

 

2. We will limit the collection and use of customer information to the minimum we require to deliver superior service to our customers which includes advising our customers about our products, services and other opportunities, and to administer our business.

 

3. Only authorized Stearns Lending employees, who have been properly trained in the safe and secure handling of customer information, will have access to such information. Employees who violate our privacy promise will be subject to our normal disciplinary process.

 

4. We will not reveal customer information to any other organization unless we have previously informed the customer in disclosures or agreements, been duly authorized by the customer, or are otherwise required by law.

 

5. We will always maintain full control and privacy of our customer information. In accordance with that control, and as an advocate for our customers, we may facilitate relevant offers from reputable companies. These companies are not permitted to retain any customer information unless the customer has specifically expressed interest in their products or services.

 

6. We will tell customers in plain language in all our agreements and at least once annually, how they may remove their names from marketing lists. At any time, customers can contact us to remove their names from marketing solicitations.

 

7. Whenever we hire other organizations to provide support services, we will require them to conform to our privacy standards and to allow us to audit them for compliance.

 

8. We will exchange information about our customers only with reputable credit reporting or verification sources.

 

9. We will attempt to keep our customer files complete, up-to-date and accurate. At a customer's request, we will supply account information (except when we're prohibited by law). We will tell our customers how and where to notify us about errors, and we will promptly make corrections.

 

10. We will provide customers with local access to their information in Stearns’ offices, wherever located.

 

We will continuously assess ourselves to ensure that customer privacy is respected. We will conduct our business in a manner that fulfills our promise in the many nations in which we do business.

 

For further information about this Privacy Statement contact info@stearns.com .

 

 
 

Refinance

We can assist you in locking a long-term fixed rate or refinance and get cash out.  We can help!  To get started click here

Purchase

Purchasing a home will likely be one of the most important investments you'll ever make. We can help!  To get started click here

FHA loans

FHA home loans provide higher loan to value, lower rates and enable more people to qualify.  We're FHA experts... We can help!
To get started click here

 

 

 

Licensing Information  -  William Lyon Mortgage, LLC Licensing Disclosure
This is not an offer for extension of credit or a commitment to lend. Not all programs are available in all areas. Not all branches are licensed in every state, please contact your local office to determine eligibility. Program restrictions apply. William Lyon Mortgage, LLC is a Delaware Limited Liability Company headquartered at 4 Hutton Centre Drive, Suite 760, Santa Ana, CA 92707. Company NMLS #1189778 (www.nmlsconsumeraccess.org). Licensed by the following states: Arizona Mortgage Banker #0928369; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA #41DBO-46049 and the California Financing Law License #60DBO-41418; Colorado Division of Real Estate under Mortgage Company Registration; Washington Consumer Loan License #CL1189778; Nevada Department of Business and Industry as Mortgage Broker License #4166. For State of Nevada residents William Lyon Mortgage, LLC is a mortgage lender broker promoting the loan products or services contained in this article; the business phone number that William Lyon Mortgage maintains on file with the State of Nevada Department of Business and Industry is (949) 476-5491. William Lyon Mortgage, LLC is an authorized FHA and VA lender, and offers many loan products. Contact a William Lyon Mortgage Representative to learn more. This information is accurate as of June 27th, 2018.
 
William Lyon Mortgage, LLC’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.
 
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