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Refinance Analysis Calculator

Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment (Principal & Interest Only):
Enter your mortgage's current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs :
(Typically, # of points is "2" or dollar amount is .02 times the principal)
Would you like to finance the closing costs?
 

 

 
 

Refinance

We can assist you in locking a long-term fixed rate or refinance and get cash out.  We can help!  To get started click here

Purchase

Purchasing a home will likely be one of the most important investments you'll ever make. We can help!  To get started click here

FHA loans

FHA home loans provide higher loan to value, lower rates and enable more people to qualify.  We're FHA experts... We can help!
To get started click here

 

 

 

Licensing Information  -  William Lyon Mortgage, LLC Licensing Disclosure
This is not an offer for extension of credit or a commitment to lend. Not all programs are available in all areas. Not all branches are licensed in every state, please contact your local office to determine eligibility. Program restrictions apply. William Lyon Mortgage, LLC is a Delaware Limited Liability Company headquartered at 4 Hutton Centre Drive, Suite 760, Santa Ana, CA 92707. Company NMLS #1189778 (www.nmlsconsumeraccess.org). Licensed by the following states: Arizona Mortgage Banker #0928369; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act RMLA #41DBO-46049 and the California Financing Law License #60DBO-41418; Colorado Division of Real Estate under Mortgage Company Registration; Washington Consumer Loan License #CL1189778; Nevada Department of Business and Industry as Mortgage Broker License #4166. For State of Nevada residents William Lyon Mortgage, LLC is a mortgage lender broker promoting the loan products or services contained in this article; the business phone number that William Lyon Mortgage maintains on file with the State of Nevada Department of Business and Industry is (949) 476-5491. William Lyon Mortgage, LLC is an authorized FHA and VA lender, and offers many loan products. Contact a William Lyon Mortgage Representative to learn more. This information is accurate as of June 27th, 2018.
 
William Lyon Mortgage, LLC’s policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law.
 
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